
About Us
RISKA is a consultancy firm specialized in advising banks and employees in the field of risk management. Founded in January 2025, RISKA emerged as a response to the challenges faced by the banking sector following the post-pandemic period of COVID- 19 and employee fluctuations in the banking sector in Bosnia and Herzegovina.
Our mission is to provide expert advice in the field of risk management in banking, with a focus on integrated risk management, which includes risk identification, stress testing, and integration of results into ICAAP (Internal Capital Adequacy Assessment Process) and ILAAP (Internal Liquidity Adequacy Assessment Process).
“Art of mastery is not in avoiding the storm, but in dancing in the rain.”
Our advantages
- Deep understanding of supervisory, regulatory requirements, and market challenges
- Practical experience in the banking market
- Focus on a human approach in business (H2H) combined with a B2B approach
Why choose RISKA ?
- We provide support not only to control functions but also to other organizational units within the bank
- The training we organize is not just an opportunity for learning but also for sharing experiences, networking, and creating friendships

Alisa Bećirbegović
An enthusiast in embracing and adapting to change, a brave and cheerful mathematics professor with a decade of experience in risk management. Her primary focus is on credit risk, data management, credit risk models, as well as managing the risk management control function, including strategic risk management. She specializes in credit risk, ICAAP, ILAAP, recovery and resolution planning, as well as reporting to owners, bank management, supervisory boards, regulators, and external auditors.
Certificates and awards
Foundations of Financial Risk Program
Global Association of Risk Professionals (GARP), 2017
Our Services
Risk assessment, optimization of risk management strategies, employee training, and support in the implementation of regulatory requirements, financial literacy education are the key services RISKA offers.