RECOVERY PLAN – Regulatory requirements, real risks, concrete solutions

Expert Support for Regulatory Compliance and Bank Resilience The Recovery Plan is a fundamental element of a bank’s strategic resilience and one of the key documents within the regulatory crisis management framework. Its purpose is to clearly define timely and effective measures that a bank can implement in situations of severe financial distress, with the […]

STRESS TESTING – A key tool for risk anticipation and decision-making

Risk Management Starts with Understanding Its Extreme Manifestations Stress testing is one of the most important tools in modern risk management and strategic planning for banks. This process enables a bank to assess how its financial position and capital adequacy would respond under severe, yet plausible stress scenarios – whether triggered by external shocks, market […]

CREDIT RISK MANAGEMENT – The banking basis for the stability and sustainable growth

Credit Risk is at the Core of Banking – Managing It Requires Structure, Process, and Discipline Credit risk management is a cornerstone of the risk management framework in banks. An effective credit risk framework not only ensures compliance with regulatory requirements but also directly influences asset quality, capital strength, and overall profitability. Today’s challenges – […]

MODEL AND MODEL RISK MANAGEMENT – A Key Discipline in Digitally Driven Banking

Models Provide Predictive Power – But Also Carry the Risk of Misguided Decisions. Model Risk Management Must Be Structured, Transparent, and Independent. In an era of increasing reliance on quantitative methods and algorithm-based decision-making, banks employ a wide range of models – from credit scoring and provisioning, to market and liquidity risk assessments, ICAAP calculations, […]

Reporting as the Cornerstone of Transparency, Oversight, and Strategic Decisions

Decision Quality Depends on Information Quality – And Information Quality Depends on Reporting Structure Reporting in the banking sector goes far beyond regulatory compliance – it is the foundation of risk management, strategic planning, and business performance oversight. From internal management boards to external supervisory authorities, timely and accurate reports enable transparency, effective decision-making, and […]