From Regulatory Compliance to Effective Crisis Preparedness
A Bank Recovery Plan is a key component of a bank’s risk management framework and financial resilience. Its purpose is to define timely, realistic, and operationally feasible measures that a bank can implement in the event of severe financial distress.
An effective Recovery Plan is more than a document prepared to meet regulatory requirements. It is an essential management tool that enables banks to identify financial deterioration at an early stage, assess available recovery options, and make informed decisions.
In today’s banking environment, characterized by changing market conditions, evolving supervisory expectations, and increasingly interconnected risks, scenario analysis, clearly defined recovery indicators, and operational readiness are particularly important.
RISKA provides specialized advisory and training services to banks in developing, reviewing, enhancing, and implementing Recovery Plans.
How Can We Support Your Bank?
| Recovery Plan Development and Review
Professional support in developing or updating a Recovery Plan, taking into account relevant regulatory requirements, the bank’s business model, organizational structure, and risk profile.
| Independent Assessment and Enhancement of Existing Recovery Plans
Assessment of the quality, consistency, and operational effectiveness of an existing Recovery Plan, including the identification of potential gaps and recommendations for improvement.
Particular attention is given to ensuring that proposed recovery measures are clear, realistic, and feasible under stressed conditions.
| Recovery Indicators and Escalation Mechanisms
Support in defining and enhancing recovery indicators, activation thresholds, monitoring processes, and escalation mechanisms.
The objective is to enable early identification of financial deterioration and establish clear responsibilities within the decision-making process.
| Recovery Options and Feasibility Assessment
Development and assessment of available recovery options, including their potential financial impact, operational feasibility, interdependencies, and implementation constraints.
| Scenario Analysis and Stress Testing
Development of relevant stress scenarios and assessment of the bank’s capacity to implement recovery options under different crisis conditions.
| Governance, Responsibilities, and the Role of Control Functions
Defining the roles and responsibilities of governing bodies, business units, and control functions in the development, monitoring, updating, and implementation of the Recovery Plan.
Particular attention is given to maintaining the independence and objectivity of control functions, including internal audit.
| Integration with ICAAP and ILAAP
Aligning the Recovery Plan with capital and liquidity adequacy assessment processes, risk management strategy, stress testing, and business planning.
This ensures that recovery planning forms an integral part of the bank’s broader governance and risk management framework.
Why Does an Effective Recovery Plan Matter?
A well-developed and regularly updated Recovery Plan contributes to:
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Early identification of potential financial difficulties.
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A clearer understanding of available recovery measures under stressed conditions.
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More effective decision-making and coordination between responsible functions.
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Stronger regulatory compliance and governance practices.
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Better integration of capital and liquidity planning with crisis management.
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Greater financial and operational resilience.
The true value of a Recovery Plan lies not only in its content, but also in the bank’s ability to implement recovery measures effectively and in a timely manner.
RISKA Professional Training Program: Bank Recovery Plan
From Regulatory Requirements to Practical Implementation
In addition to advisory services, RISKA offers a specialized training program focused on understanding, developing, and implementing Bank Recovery Plans.
The program connects regulatory requirements with practical challenges in banking, emphasizing applicable knowledge and more effective crisis preparedness.
What Will Participants Learn?
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Understand the purpose, structure, and key components of a Bank Recovery Plan.
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Identify relevant regulatory requirements and supervisory expectations.
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Understand approaches to defining recovery indicators and activation thresholds.
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Assess recovery options and their operational feasibility.
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Understand the role of stress scenarios in assessing recovery capacity.
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Connect recovery planning with capital, liquidity, and risk management.
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Strengthen their understanding of governance, responsibilities, and decision-making processes.
Who Is the Program Designed For?
The program is intended for banking professionals and managers involved in the development, review, oversight, or implementation of Recovery Plans:
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Risk management professionals.
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Finance, Treasury, and Asset and Liability Management (ALM) teams.
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Capital and liquidity planning specialists.
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Internal audit and compliance professionals.
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Senior managers and members of the bank’s governing bodies.
Bank Recovery Plan – Online Training Program
Learn at Your Own Pace, with a Practical Approach to Regulatory Requirements
The RISKA Bank Recovery Plan online training program is available through our learning platform. (Available only on local language)
The program offers flexible professional development and a structured understanding of the key components of recovery planning, from regulatory requirements and recovery indicators to scenario analysis, recovery options, and governance responsibilities.
The online format is particularly suitable for banking professionals who want to strengthen their knowledge while balancing their professional responsibilities and available time.
Explore the program, review its content, and start learning through the RISKA Online Learning Platform.
VIEW PROGRAM & PURCHASE ACCESS
Tailored Training and Advisory Support for Your Bank
In addition to the online program, RISKA offers customized in-house training, interactive workshops, and individualized advisory support.
The content and delivery format are adapted to each institution’s regulatory environment, business model, and specific needs.
Effective Crisis Preparedness Starts Before a Crisis
A Recovery Plan delivers its greatest value when a bank is prepared to implement it – not only when a crisis occurs.
Through effective planning, clearly defined responsibilities, realistic recovery options, and continuous process improvement, banks can strengthen their resilience and make more confident decisions under pressure.
Contact us to discuss advisory services or professional training tailored to your institution’s needs.
