Key pillars of Risk Management in the banking system!
In today’s banking sector, effective capital and liquidity management is not just an internal strategy—it is a regulatory obligation that defines the stability and resilience of financial institutions. The Internal Capital Adequacy Assessment Process (ICAAP) and the Internal Liquidity Adequacy Assessment Process (ILAAP) are critical tools that enable banks to assess and maintain the necessary capital and liquidity reserves in line with their risk profile and business model.
However, aligning with ICAAP and ILAAP requirements is a complex task. Banks face a range of operational, strategic, and regulatory challenges, including:
- Accurate identification, measurement, and stress testing of risks, including credit, market, operational, liquidity and other relevant risks.
- Evolving regulatory requirements, with increasingly comprehensive guidelines from the European Banking Authority (EBA) and local regulators.
- Integrating ICAAP and ILAAP into strategic decision-making, ensuring capital and liquidity management are deeply embedded in the broader business model.
- The role of control functions – risk management, internal audit, and compliance play a crucial role in ensuring that ICAAP and ILAAP are not just formal documents but effective management tools.
Our program provides an in-depth understanding of best implementation practices, current regulatory requirements, and key challenges banks face when applying ICAAP and ILAAP. Participants will gain practical and actionable insights to strengthen the stability and resilience of their institutions.
Join us and enhance your expertise in capital and liquidity management!
